Just Who Do We Think We Are?
It's simple really. We think we are the BEST there is in the Mortgage Industry. We know some will think we are boasting - let's be clear...We Are!
We offer much more than just a simple Interest Rate - our job is much greater than that. Most people are mistaken to think that a "Great Mortgage" is simply identified by a "Great Rate". The truth is, there are plenty of mortgages out there with great rates that look good on the surface...but when you get right down to it...they are actually GARBAGE! Putrid-stinking-garbage. What about Pre-payment options? Pre-payment penalties? Payment frequencies? Payment Options (like a payment holiday or maybe a Double Payment), etc. Like we said, there is more to a Great Mortgage than just the Rate. But don't worry, we make sure you get the best of both worlds - a Great Mortgage WITH a Great Rate - one that fits your lifestyle and suits your financial commitments.
We are quite particular with who we work with too. We won't work with just anyone - in fact, we put our lenders through extensive scrutiny before we invite them to our office to promote their products. We are not afraid to do a little investigating to know who's who in the zoo.
You can trust that the lenders we work with are worth their salt...we've already put them through fire before you even hear about them! You will be pleased to know that all of our lenders are from right here in Canada - all of them from our Big Bank Lending Partners to our Mortgage Backed Security Company's. We like our Canadian Lending Partners...and we really aren't interested in any that are not from this great Country!
Buying your First Home?
You need the help of a mortgage professional to assist you in making the right decisions:
• Self Employed? You have different rules to follow than most! We have a mortgage for you!
• Need "Cash Back" or a little extra money for some Home Improvements? We have a mortgage for you!
• Need a Mortgage with a Line of Credit option? We have a mortgage for you!
• Want the lowest rates in the Country - coupled with Great Pre-Payment Options? We have a mortgage for you!
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Mortgage Renewals
Most homeowners simply sign the lenders renewal without shopping for the best rate and terms...it's like burning your money!
• We have buckets and buckets of the lowest rates in the country...we could probably find one just for you!
• Switch to a new lender at No Cost.
• We can match you up with a lender and a mortgage product that is unique to your needs...you just have to ask!
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Mortgage Refinance
Refinancing can prove beneficial in several ways:
• Get cash out for any purpose...like "That Trip to That Warm and Sunny Place." - You know the one!
• Turf those High Interest Rate Credit Cards and In Store Cards by consolidating.
• Lower your monthly payments...and in some cases knock off a few years from the LIFE of your Mortgage!
• Get the cash you need to renovate or even update your home.
• Self Employed - don't think you will suffer...we have wholesale rates for you too!
• Stop spending so much money at the Bank...we can show you how to reduce your interest costs by Thousands of Dollars!
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Home Equity Line of Credit
Prime Plus? Prime Minus? What the heck is Prime?! We have done our homework to make sure we offer you only the BEST when it comes to the "HELOC" (Home Equity Line of Credit).
• We have 3 Great Lenders to choose from (because we took the top 3 available...the others just aren't good enough!)
• Easy access to your Home Equity - online or by attached credit card.
• Starting a New Business but only need the funds temporarily? The HELOC is probably for you!
• Renovations, Home improvements, Education, Investments, etc, etc...use it however you want to...and only WHEN you want to.
• Combine it with a Fixed Mortgage Component to have the best of both worlds - a fixed in mortgage at at Great Rate AND the ability to access your equity quickly, by way of the line of credit, when you need it...and with NO penalty to pay it back early!
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