You may need something unique...we can do that!
Some Mortgage Brokers like to cram their clients in to one mortgage lender's mold. Why? Because they get paid better, or they get more incentives, or maybe it's all they have access to. We call that BOTTLE NECKING! It's a common practice that we don't stand for.
We recognize our clients are different - and their needs are likely different too. We take the time to understand your unique position and help you find the product/s that work best with your lifestyle.
Wouldn't you rather have choice?
Buying a Home
You need the help of a mortgage professional to make the right decisions:
• Are you Self Employed? The Rules are different for you!
• Need some help with your Down Payment? We can help!
• Do you understand the difference between Prepayment Privileges and Prepayment Penalties? We can explain it so you understand it!
• Remember - there is a lot more to a mortgage than just a rate. But don't worry - we have AWESOME RATES TOO!
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Renewing or Switching?
Most homeowners simply sign the lenders renewal without shopping for the best rate and term...and it normally COSTS THEM $$$! Let us have a look...we can likely show you ways to reduce your interest costs! Don't forget:
• We have all the best options already available - we don't need to shop for it - that takes too much time!
• Often times there is NO Cost to switch.
• As always we make sure that the mortgage suits your lifestyle and meets your needs! We won't try and cram you in a mold you don't fit!
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Mortgage Refinance
If you need it - get it while rates are low:
• Free up some Cash for any purpose.
• Turf those high interest credit cards.
• Possibly lower your monthly payments.
• Improve your home.
• Borrow to Invest! You will need to retire some day!
• Canada's best prepayment options
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Home Equity Loans
Sometimes you just need a little extra.
• We have DOZENS of options to choose from.
• We are priced WHOLESALE - so the rates are always Awesome.
• Start that business you've been dreaming of.
• Build that Deck or Renovate the Bathroom!
• Pay for you Child's Education, Invest for retirement.
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